New Shared Branching Requirements

INTRODUCING ID CHECK

Shared Branching is now easier and more secure!

IDCheck offers a seamless and secure way to verify your identity in-branch,

helping to ensure your account remains protected from unauthorized access.

Effective May 1, 2025

If you present an Out-of-state ID, you will be required to validate your identity via a Smart Enabled Device, prior to performing a Shared Branching Withdrawal Transaction.

Don't let a lack of account access rain on your vacation; locate a Shared Branch today. Download the locator,

text a ZIP to 91989, or visit www.sharedbranching.org.

TOLEDO AREA CREDIT UNIONS OFFERING SHARED BRANCHING.

  • Directions CU (9)

  • Glass City FCU (4)

  • Champion CU (3)

  • Jeep County FCU (2)

  • Educational Community Alliance CU (2)

  • Toledo Firefighters FCU (1)

  • Eight FCU (1)

  • Parish FCU (1)

To find more shared branches, go to co-opsharedbranch.org.

 

Shared Branching

There are over 5,000 participating credit unions nationwide where you can access your University of Toledo Federal Credit Union account!

  1. How does it work?

    When you enter a shared branch, just provide the teller with:

    • Our credit union’s name

    • Your account number

    • A valid government-issued photo I.D., such as a state driver’s license or U.S. passport

  2. What transactions can you do?

    • Cash/Check deposits

    • Cash/Check withdrawals

    • Loan payments

    • Transfers between accounts

    • Statement printouts

    • Purchase money orders, traveler’s checks, and official checks (may not be available at all locations)

  3. Is it safe?

    • Yes! Using a shared branch is just as safe and secure as using any one of our offices

You can conduct these transactions at any Shared Branch:

Deposit Cash or Checks (including cash back): Make deposits into your credit union accounts. It is as safe and secure as depositing money at your home credit union. Cash back is dependent on the previous balance in your account. Availability of funds deposited to your account will depend on your credit union’s policy. Funds may not be immediately available.

Withdrawals (Cash or Checks): Make withdrawals up to your available balance.

Loan Payments: Make payments up to your available balance.

Transfer Between Accounts: Transfer money between your credit union accounts.

Print Statements: Receive printed statements.

Check Cashing: Checks can be deposited and withdrawn. The amount withdrawn must be equal to or less than your previous account balance, unless the check is “immediate.” Immediate checks are as follows: cashier checks, traveler’s checks, government checks, recognizable major company payroll checks, Federal Reserve, or Federal Home Loan Bank checks. Drafts written directly from your share draft account will not be cashed. A withdrawal from your account will be done instead.

Purchase Money Orders: Purchase money orders, just like you would at your own credit union. May be subject to fees. May not be available at all locations.

Purchase Traveler’s Checks: Purchase traveler’s checks just like you would at your own credit union. May be subject to fees. May not be available at all locations.

Purchase Official Checks: Purchase other official checks. May be subject to fees. May not be available at all locations.

It is Simple and Secure: When you enter any Shared Branch, just provide the teller with:

  1. Your home credit union’s name

  2. Your account number

  3. A valid government-issued photo I.D., such as a state driver’s license

EASY TEXT Locator

Simply TEXT the zip code you are at to 91989

and you’ll receive a text back to the nearest SHARED BRANCH in the network