Scorecard Rewards Visa Credit Card

Be sure to use your cards for all of your everyday purchases and then watch your rewards add up quickly!

  • New and existing accounts earn 1 point per each net dollar
  • View rewards or check the balance of your points at

If you don’t already have a University of Toledo FCU credit card that earns Bonus Points for every purchase, simply contact us or stop by the nearest branch location today!


Apple Pay


Apple Pay is now available for our Visa Debit and Credit Cards. Please visit the Apple Support Page for information on how to set up Apple Pay for your iPhone, iPad or Apple Watch device.


Visa Checkout

Breeze through checkout when you’re shopping online with a single sign-in anytime you see the Visa Checkout button. Here’s how:

  1. Sign up for Visa Checkout by using this link
  2. Create a username and password
  3. Enter your payment and shipping information
  4. Look for the Visa Checkout button

A few of the MANY stores that participate are Banana Republic, Old Navy,, Staples, Ticketmaster,, Gymboree, Orbitz, and more!

International Prepaid “Chip Card”

travel-cardSome of our members have experienced problems using their Visa credit card outside of the country due to security features that have not yet taken effect here in the US. The credit union has a solution for our members who travel abroad. The new Prepaid Travel “Chip Card”, also known as EMV, is now offered at UTFCU. This card has the new chip technology that will allow our members to travel worry free knowing that they will have access to the cash they need. Please call or stop into one of our branch locations for details.
  • $7.00 per card
  • Minimum load $100, maximum load $5000
  • Dual magnetic stripe/Chip technology for foreign travel

Visa TravelMoney Card

TravelMoneyBannerAdUpdateSafer than cash, more convenient than traveler’s checks.

  • $3.95 per card
  • Minimum load $100, maximum load $5000
  • Reloadable
  • In office reload fee of $2.50
  • Can be used anywhere Visa is accepted

Visa Platinum Card

  • Low 7.90% APR or 12.00% APR
  • No Annual Fees
  • No balance transfer fees
  • EMV Chip Technology
  • $10.00 Over-Limit Fee
  • $25.00 NSF Fee
  • 25 day grace period
  • Apply Now

EMV Credit Card Chip Technology
Find out more information here


Q: What is EMV?
A: EMV chip technology is becoming the global standard for credit card and debit card payments. Named after its original developers (Europay, MasterCard® and Visa®), this smart chip technology features payment instruments (cards, mobile phones, etc.) with embedded microprocessor chips that store and protect cardholder data.

Q: What is a chip-enabled credit card?
A: The University of Toledo Federal Credit Union Visa® Credit Card will feature chip technology. You’ll receive an enhanced level of security as well as global acceptance.

Q: How does chip technology protect my information?
A: Every time you use your card at a chip-activated terminal, the embedded chip generates a unique transaction code. This prevents stolen data from being fraudulently used.

ATM Cards

  • With Checking Account – No Minimum Balance Required
  • With Savings Account Only – $500 Minimum Balance Required
  • No Fee For Deposits
  • First Six Withdrawals FREE (per month)
  • $0.75 / additional withdrawal

Sprig by CO-OP

Multiple accounts. Multiple credit unions. Download the Sprig by CO-OP app to your mobile device, and it’s all under your control. Including fund transfers. Remote deposits. Real time person-to-person (P2P) payments and more. Visit for more details.

Debit Cards

  • Checking Account Required
  • EMV Chip Technology
  • Daily limit of $500 cash withdrawal/pin transactions
  • Daily limit of $2,500 POS transactions in a 24 hour period
  • First six (6) withdrawal/pin transactions FREE per month

Visa Gift Cards

When it comes to figuring out the perfect gift, Gift Cards are brilliant.


They’re a convenient, simple choice for busy shoppers. Gift cards are the perfect gift because they’re safer than cash, easy to use, & can be used anywhere Visa debit cards are accepted. Choose one of these three designs, for the perfect gift!

  • No shopping, packaging or mailing
  • Eliminate the hassles of wondering what tobuy or returning unwanted gifts
  • A safe alternative to carrying cash
  • Used anywhere Visa debit cards are accepted
  • More flexible than merchant gift cards
  • $3.00 fee compared to $5.00 bank or mall fee
  • Minimum load $10.00, maximum load $1,000.00
  • Non-reloadable

please call 1-800-543-5073

please call 1-800-991-4964

please call 1-800-808-7239

please call 1-800-600-5249

ATM Dispute Form – use this form for disputed ATM transactions

Allpoint Network
Alliance One ATM’s – surcharge free for credit union members.
International ATM Search – there may be fees associated with these ATMs.