Personal Checking

Monthly Service Charge – $3.00

  • Waived for seniors, qualifying students, and e-Statements subscribers

Free with $500 in Regular Savings

  • Members pay cost of check printing

  • Carbon checks, no originals returned

UT Bank Check – $0.75 each

NSF Fee – $30.00

  • Insufficient funds to cover own draft or ACH

Stop Payment Fee

  • $5.00 UT bank check (after 90 days)

  • $5.00 own draft or ACH

  • + $20.00 additional when presented

Check Copy – $1.50

Return of a Deposited Item – $25.00 fee

Monthly Statement Provided

  • Additional copies or history $1.00 per page

Returned Mail (bad address) Fee – $2.00

Business Checking

Monthly Service Charge – $6.00

No Dividends

Deposit Charges

  • First ten deposited items per month – free

  • 10¢ each additional item

On-Demand Direct Deposit

GET PAID UP TO TWO DAYS EARLY WITH ON-DEMAND DIRECT DEPOSIT!

Tired of waiting to get paid? Well, wait no longer! If you have a University of Toledo Federal Credit Union account with direct deposit, you could get your pay up to two days early. No cost. No catch. If we receive your direct deposit information from your employer prior to payday, you can make your money available to you when we receive it, up to two days early. In order to take advantage of this service, you have to use our It’s Me247 online banking or our mobile app @aria-label: mobile app click here to go to the download page.

Once you are logged into either the online banking site or the mobile app, click on the accounts tab, then ACH transactions. If you have a pending deposit, this is where it will show up. Once you have located your deposits, if they are eligible for early pay, you simply click “Post Now.” It’s that simple.