Make Loan Payments 24/7

LoanPay Xpress is a quick and easy alternative for making loan payments from the comfort of your home or smartphone while on the go.

Enjoy the convenience of making one-time payments to your consumer loans using a checking or savings account from another financial institution. You can even use a debit card to make your loan payment.* LoanPay Xpress is ideal when you have a loan somewhere other than your primary financial institution and you find it challenging to make it to your local branch or to write a check and get it in the mail on time.

*A $4.95 convenience fee applies to each payment you make with a debit card. There is no fee if the payment is an electronic transfer (ACH) pulled from your savings or checking account.  

BENEFITS OF LOANPAY XPRESS

  • No late fees or missed payments

  • No need to write a check and send it in the mail

  • Avoid having to move money from place to place to pay your bill

  • Make payments on your schedule

  • Convenient 24/7 access

  • Set up LoanPay Xpress to withdraw funds directly from your primary financial institution

WHAT YOU’LL NEED

  • Your UTFCU account number and loan suffix(es)

  • The routing and account or debit card number will be used for payment

  • Primary account holder birthdate

  • Choose to register as a user or make your payment as a guest. Note: Creating a user is recommended if you plan to make payments often using LoanPay Xpress

PLEASE BE ADVISED

  • A $4.95 convenience fee applies to each payment made with a debit card

  • Loan payments made after 7:00 p.m. EST will be processed on the next business day

  • A UTFCU debit card, Visa®, or an American Express credit card cannot be used. Please visit online banking to make a payment between your internal UTFCU accounts

  • A payment confirmation will be emailed upon completion of a successful transaction

  • If using LoanPay Xpress for the first time, you must register your account with valid billing information and email address

  • Making a payment as a guest will not store personal information, payment information, or payment history

  • Transactions may not be reversed once submitted