All Loan Rates
First Mortgages, Second Mortgages, Home Equity Lines of Credit Also Available
Annual Percentage Rates (APR) are based on the member’s individual creditworthiness. Risk-based pricing applies. Rates will never exceed the usury limit set by the NCUA, which is currently 18% APR. Loans exempt from Risk Based Pricing are: Tuition Loans, Home Equity Loans and Visa Credit Cards.
Click here @aria-label: home equity early disclosure pdf [THIS IS A PDF] for Home Equity Disclosure
DISCLAIMER: The accuracy of this online tool and its applicability to your circumstances is not guaranteed. You should obtain personal advice from a qualified professional.
Automobiles
Effective 10/1/2024
| Year | APR | Term |
|---|---|---|
| 2023-2024 (new/untitled) | 5.99% APR* | Up to 84 Months |
| 2022 (over $30,000) | 5.99% APR* | Up to 84 Months |
| 2022 (over $15,000) | 5.99% APR* | Up to 72 Months |
| 2019-2021 | 5.99% APR* | Up to 60 Months |
| 2014-2018 | 5.99% APR* | Up to 48 Months |
Boats
| Loan Amount | APR | Term |
|---|---|---|
| Up to $15,000 | as low as 7.74% | Up to 72 Months |
| Over $15,000 | as low as 7.99% | Up to 120 Months |
Tent Campers, Snowmobiles, ATVs, & Personal Watercraft
| Rate | ||
|---|---|---|
| As low as 7.99% APR* | ||
Other Loans
| Loan | APR | |
|---|---|---|
| Signature | As low as 9.00%* | |
| Computer | As low as 9.00%* | |
| Share Covered | 4.05%* | |
| Tuition | 4.99%* (12 Months) |
Visa Credit Card
| Loan | APR | ||
|---|---|---|---|
| Visa Platinum with ScoreCard Rewards | 9.99% or 14.99% APR* | ||