Holiday Loan Special

HOLIDAY LOAN SPECIAL

Dash into Cash for Holiday Shopping!

Get ahead of the holiday rush with a loan up to $3,000 for 12 months at just 5.99% APR

Make holiday shopping stress-free and spread a little extra cheer this season.

Apply now by logging into your account and unwrap the possibilities!

VISA HOLIDAY SPECIALS!

NOVEMBER 1-DECEMBER 31, 2024

-USE your UTFCU Visa credit card and enjoy 5.99% APR on qualifying purchases for 6 months. Plus, for every purchase, you will receive 2X scorecard reward points.

  • After 6 months,any unpaid promotional balance will revert to the standard APR. Cards must be in good standing to qualify. Terms and conditions apply, and this promotion cannot be combined with any other offer.

-OPEN a UTFCU Visa credit card and receive 0.00% APR for 6 months

  • 0.00% fixed intro apr applies to NEW CARDHOLDERS FOR 6 MONTHS. After that your standard fixed rate will apply. Cards must be in good standing. Terms and conditions apply, and this promotion cannot be combined with any other offer.

-Have extra Visa ScoreCard reward points and not sure how to use them? We have a solution for you! Cash in your reward points to reduce your loan rate!

  • Unsecured Loan: 25,000 points = .25% reduction of your current rate

  • Auto Loan: 100,000 points = .50% reduction of your current rate

SKIP-A-PAY FOR THE HOLIDAY!

We are gifting you the opportunity to skip-a-payment in either November or December to help you keep more extra cash in your pocket for the holidays.

You can find the skip-a-pay letter by clicking the button below. In order for a member to be eligible ALL accounts must be in good standing and ALL loans must be current.

The fee for skipping a payment is $40 per loan and a co-signer will be required if one has signed loan documents. All signatures will be verified.

If you choose to take advantage of this program, you will extend the term of the loan you choose to skip by one month. Skip-a-pay is equal to two bi-weekly payments or one monthly payment.